Our rights in this Agreement are not affected by other rights and remedies that we have between us by law or as part of another agreement or agreement. Termination by you 7.2 You can only terminate the card and card account if:- In our opinion, if we believe that we are in a position to decide a matter, the decision will be made at our sole discretion. If we act or refuse to act: in all matters, including an instruction or transaction, we do not need to indicate the reason for our action or refusal, unless required by law. Timing: If we receive an instruction on a non-professional day or after specified clearance or cut-off hours, we may treat the statement as the next business day. 2.7 The refund of a NETS FlashPay value registered on the card must be made by the Cardmember with NETS, in accordance with the net conditions prior to the extension/rescission/dismember of the card. There will be no refund of NETS FlashPay value stored on the expired, lost, stolen or destroyed card. For any call for an account statement statement of more than 3 months: 12.6.2 You accept that if such a combination, consolidation and conversion requires a conversion from one currency to another, we have the right to convert one currency into another in any way we can determine and at our predominant exchange rate. They must compensate us for any shortfalls and be responsible for the losses and risks resulting from the transformation. Reserve card replacement fee (alpaca metal material) $642-00 for each card. 3.7 If the lost or stolen card is restored, you must immediately halve it and (a) return it to us on request or (b) discard it immediately, as it can no longer be used.
12.6.1 In addition to all the common rights available to us, we may, without pre-refering to you, compensate any number of your accounts (including card accounts) in Singapore or overseas (whether held alone or in common, or in any form, a name or form, including the trade names of individual companies) and balances (due or not) on those accounts against any liability. Please note that if a new card has been sent to you, you will not be held responsible until you have activated it. However, if the new card is intended to replace an existing card, you will be responsible for all recurring payments, staggered payments and other payment instructions transferred from your existing card to your new card, even if you have not activated the new card. 11.7 Any additional card member is responsible for the card issued to such a card member, but is not responsible for the commitments related to the card account or a card issued to the main card member or a card issued to another card member.